Terms and Conditions

Welcome to Navarro Insurance Group. By accessing or using our website, services, forms, or communication channels, you agree to be bound by the following Terms and Conditions. If you do not agree with these terms, please do not use our services.

1. Services Provided

Navarro Insurance Group provides insurance-related information, consultations, enrollment assistance, Medicare guidance, health insurance services, life insurance services, dental and vision insurance assistance, and community assistance resources.

The information provided through our website, email communications, text messages, and consultations is for informational purposes only and should not be considered legal, financial, tax, or medical advice.

2. No Guarantee of Coverage or Benefits

Insurance eligibility, coverage, premiums, benefits, and enrollment decisions are determined solely by the insurance carriers, government agencies, or applicable programs.

Navarro Insurance Group does not guarantee approval, enrollment, eligibility, or specific coverage outcomes.

3. User Responsibilities

By using our services, you agree to:

  • Provide accurate and complete information.
  • Update your information when necessary.
  • Use our website and services only for lawful purposes.
  • Refrain from submitting false, misleading, or fraudulent information.

4. Intellectual Property

All content on this website, including text, graphics, logos, images, designs, and materials, is the property of Navarro Insurance Group and may not be copied, reproduced, distributed, or used without prior written consent.

5. Third-Party Services

Our website and services may include links to third-party websites, insurance carriers, government agencies, or service providers. Navarro Insurance Group is not responsible for the content, policies, or practices of any third-party website or organization.

6. Limitation of Liability

Navarro Insurance Group shall not be liable for any direct, indirect, incidental, consequential, or special damages resulting from:

  • Use of our website or services.
  • Delays in processing applications.
  • Decisions made by insurance carriers or government agencies.
  • Inaccuracies in information provided by third parties.

7. SMS Communications

By providing your phone number and opting in, you consent to receive text messages related to:

  • Appointment reminders
  • Insurance consultations
  • Enrollment assistance
  • Customer service communications
  • Account updates and notifications

Message frequency may vary.

Message and data rates may apply.

You may opt out at any time by replying STOP.

For assistance, reply HELP or contact us directly.

Consent to receive text messages is not a condition of purchasing any product or service.

8. Privacy

Your use of our services is also governed by our Privacy Policy. We are committed to protecting your personal information and handling it responsibly.

9. Changes to Terms

Navarro Insurance Group reserves the right to update or modify these Terms and Conditions at any time without prior notice. Any changes will be posted on this page and become effective immediately upon publication.

10. Contact Information

Navarro Insurance Group

Phone: (954) 547-9020

Email: info@navarroinsgroup.com